docs: add tos and other policies

app/docs/terms/page.tsx

@@ -0,0 +1,157 @@
+export default function Terms() {
+  return (
+    <div className="prose prose-slate max-w-none">
+      <h1 className="text-3xl font-bold mb-6 text-slate-900 border-b pb-2">Terms of Service</h1>
+      <p className="bg-slate-50 p-4 rounded-lg border border-slate-200 mb-6">
+        <strong className="text-slate-700">Effective Date:</strong> April 22, 2025
+        <br />
+        <strong className="text-slate-700">Service:</strong>{" "}
+        <a href="https://taxhacker.app" className="text-blue-600 hover:text-blue-800">
+          https://taxhacker.app
+        </a>
+        <br />
+        <strong className="text-slate-700">Contact:</strong>{" "}
+        <a href="mailto:me@vas3k.com" className="text-blue-600 hover:text-blue-800">
+          me@vas3k.com
+        </a>
+      </p>
+
+      <p className="text-slate-700 mb-6 leading-relaxed">
+        These Terms of Service ("Terms") govern your access to and use of TaxHacker, an automated invoice analyzer and
+        expense tracker powered by artificial intelligence (AI). By accessing or using our services, you agree to be
+        bound by these Terms.
+      </p>
+
+      <h2 className="text-2xl font-semibold text-slate-800 mb-4">1. Service Overview</h2>
+      <p className="text-slate-700 mb-3">TaxHacker offers:</p>
+      <ul className="list-disc pl-6 mb-6 space-y-2 text-slate-700">
+        <li>
+          A <strong className="text-slate-800">cloud-based platform</strong> with paid subscription tiers
+          (monthly/yearly)
+        </li>
+        <li>
+          A <strong className="text-slate-800">self-hosted version</strong> available for free with no support
+          guarantees
+        </li>
+      </ul>
+      <p className="text-slate-700 mb-6 leading-relaxed">
+        Users can upload invoices and receipts, analyze transactions, and manage expenses via AI-powered tools. The
+        service is primarily designed for freelancers and small businesses.
+      </p>
+
+      <h2 className="text-2xl font-semibold text-slate-800 mb-4">2. Eligibility and Account Use</h2>
+      <ul className="list-disc pl-6 mb-6 space-y-2 text-slate-700">
+        <li>
+          You must be at least <strong className="text-slate-800">18 years old</strong> to use TaxHacker.
+        </li>
+        <li>
+          You may register and maintain <strong className="text-slate-800">multiple accounts</strong>.
+        </li>
+        <li>
+          You are responsible for maintaining the confidentiality of access credentials and for all activities under
+          your account.
+        </li>
+      </ul>
+
+      <h2 className="text-2xl font-semibold text-slate-800 mb-4">3. Subscriptions & Payments</h2>
+      <ul className="list-disc pl-6 mb-6 space-y-2 text-slate-700">
+        <li>
+          Paid plans are managed through <strong className="text-slate-800">Stripe</strong>, and all subscriptions{" "}
+          <strong className="text-slate-800">renew automatically</strong> unless cancelled.
+        </li>
+        <li>You may cancel your subscription or delete your account at any time via your dashboard.</li>
+        <li>
+          We offer a <strong className="text-slate-800">no-questions-asked refund policy</strong>, but reserve the right
+          to <strong className="text-slate-800">deduct costs</strong> for AI usage (e.g., token consumption) and
+          third-party service charges already incurred.
+        </li>
+      </ul>
+
+      <h2 className="text-2xl font-semibold text-slate-800 mb-4">4. User Responsibilities</h2>
+      <ul className="list-disc pl-6 mb-6 space-y-2 text-slate-700">
+        <li>
+          You may upload any invoice or receipt <strong className="text-slate-800">at your discretion</strong>, but{" "}
+          <strong className="text-slate-800">you are solely responsible</strong> for the content you upload.
+        </li>
+        <li>
+          <strong className="text-slate-800">Illegal, fraudulent, or copyrighted material</strong> without permission is
+          strictly prohibited. Violations may lead to immediate account suspension or termination.
+        </li>
+        <li>
+          You{" "}
+          <strong className="text-slate-800">may not redistribute, resell, or offer our AI analysis or services</strong>{" "}
+          to third parties without our written consent.
+        </li>
+      </ul>
+
+      <h2 className="text-2xl font-semibold text-slate-800 mb-4">5. AI Usage and Third-Party Integrations</h2>
+      <ul className="list-disc pl-6 mb-6 space-y-2 text-slate-700">
+        <li>
+          TaxHacker uses <strong className="text-slate-800">OpenAI (ChatGPT)</strong> and other third-party APIs to
+          process and analyze documents.
+        </li>
+        <li>
+          By using the service, you grant us permission to process your data through these providers under appropriate
+          GDPR safeguards.
+        </li>
+        <li>
+          We may allow community-developed <strong className="text-slate-800">plugins and integrations</strong> for
+          extended functionality.
+        </li>
+      </ul>
+
+      <h2 className="text-2xl font-semibold text-slate-800 mb-4">6. Intellectual Property</h2>
+      <ul className="list-disc pl-6 mb-6 space-y-2 text-slate-700">
+        <li>
+          You retain <strong className="text-slate-800">full ownership</strong> of your uploaded content and all
+          resulting analysis.
+        </li>
+        <li>
+          TaxHacker does <strong className="text-slate-800">not claim any rights</strong> over your data.
+        </li>
+        <li>
+          You are free to <strong className="text-slate-800">reuse, download, publish, or export</strong> any data
+          processed by the service.
+        </li>
+      </ul>
+
+      <h2 className="text-2xl font-semibold text-slate-800 mb-4">7. Limitations of Liability</h2>
+      <ul className="list-disc pl-6 mb-6 space-y-2 text-slate-700">
+        <li>
+          TaxHacker is provided <strong className="text-slate-800">"as is"</strong>, without warranties of any kind.
+        </li>
+        <li>
+          We make <strong className="text-slate-800">no guarantees</strong> about the accuracy of AI-generated outputs
+          or the suitability of our services for accounting, tax filing, or compliance purposes.
+        </li>
+        <li className="bg-yellow-50 p-3 border-l-4 border-yellow-400">
+          <strong className="text-slate-800">⚠️ Important:</strong> TaxHacker is{" "}
+          <strong className="text-slate-800">not a substitute</strong> for professional tax or legal advice. You use the
+          service <strong className="text-slate-800">at your own risk</strong>.
+        </li>
+      </ul>
+
+      <h2 className="text-2xl font-semibold text-slate-800 mb-4">8. Service Modifications and Termination</h2>
+      <ul className="list-disc pl-6 mb-6 space-y-2 text-slate-700">
+        <li>
+          We reserve the right to <strong className="text-slate-800">modify or discontinue</strong> the service at any
+          time, with or without notice.
+        </li>
+        <li>We may suspend or terminate your account if you violate these Terms or abuse the service.</li>
+      </ul>
+
+      <h2 className="text-2xl font-semibold text-slate-800 mb-4">9. Governing Law and Dispute Resolution</h2>
+      <p className="text-slate-700 mb-6 leading-relaxed">
+        These Terms are governed by the laws of <strong className="text-slate-800">Germany</strong>.<br />
+        Any disputes shall be resolved exclusively in the courts located in{" "}
+        <strong className="text-slate-800">Germany</strong>, unless otherwise required by applicable law.
+      </p>
+
+      <h2 className="text-2xl font-semibold text-slate-800 mb-4">10. Changes to These Terms</h2>
+      <p className="text-slate-700 mb-6 leading-relaxed">
+        We may revise these Terms at any time. If we make material changes, we'll notify users via email or in-app
+        notification. Continued use after changes constitutes acceptance of the new Terms.
+      </p>
+    </div>
+  )
+}