feat: Implement FASE 5 (Clients & Loyalty) and FASE 6 (Payments & Financial)

FASE 5 - Clientes y Fidelización:
- Client Management (CRM) con búsqueda fonética
- Galería de fotos restringida por tier (VIP/Black/Gold)
- Sistema de Lealtad con puntos y expiración (6 meses)
- Membresías (Gold, Black, VIP) con beneficios configurables
- Notas técnicas con timestamp

APIs Implementadas:
- GET/POST /api/aperture/clients - CRUD completo de clientes
- GET /api/aperture/clients/[id] - Detalles con historial de reservas
- POST /api/aperture/clients/[id]/notes - Notas técnicas
- GET/POST /api/aperture/clients/[id]/photos - Galería de fotos
- GET /api/aperture/loyalty - Resumen de lealtad
- GET/POST /api/aperture/loyalty/[customerId] - Historial y puntos

FASE 6 - Pagos y Protección:
- Stripe Webhooks (payment_intent.succeeded, payment_failed, charge.refunded)
- No-Show Logic con detección automática (ventana 12h)
- Check-in de clientes para prevenir no-shows
- Override Admin para waivar penalizaciones
- Finanzas y Reportes (expenses, daily closing, staff performance)

APIs Implementadas:
- POST /api/webhooks/stripe - Handler de webhooks Stripe
- GET /api/cron/detect-no-shows - Detectar no-shows (cron job)
- POST /api/aperture/bookings/no-show - Aplicar penalización
- POST /api/aperture/bookings/check-in - Registrar check-in
- GET /api/aperture/finance - Resumen financiero
- POST/GET /api/aperture/finance/daily-closing - Reportes diarios
- GET/POST /api/aperture/finance/expenses - Gestión de gastos
- GET /api/aperture/finance/staff-performance - Performance de staff

Documentación:
- docs/APERATURE_SPECS.md - Especificaciones técnicas completas
- docs/APERTURE_SQUARE_UI.md - Ejemplos de Radix UI con Square UI
- docs/API.md - Actualizado con nuevas rutas

Migraciones SQL:
- 20260118050000_clients_loyalty_system.sql - Clientes, fotos, lealtad, membresías
- 20260118060000_stripe_webhooks_noshow_logic.sql - Webhooks, no-shows, check-ins
- 20260118070000_financial_reporting_expenses.sql - Gastos, reportes financieros

app/api/aperture/clients/[id]/photos/route.ts

@@ -0,0 +1,152 @@
+import { NextRequest, NextResponse } from 'next/server'
+import { supabaseAdmin } from '@/lib/supabase/admin'
+
+/**
+ * @description Get client photo gallery (VIP/Black/Gold only)
+ * @param {NextRequest} request - URL params: clientId in path
+ * @returns {NextResponse} Client photos with metadata
+ */
+export async function GET(
+  request: NextRequest,
+  { params }: { params: { clientId: string } }
+) {
+  try {
+    const { clientId } = params
+
+    // Check if customer tier allows photo access
+    const { data: customer, error: customerError } = await supabaseAdmin
+      .from('customers')
+      .select('tier')
+      .eq('id', clientId)
+      .single()
+
+    if (customerError || !customer) {
+      return NextResponse.json(
+        { success: false, error: 'Client not found' },
+        { status: 404 }
+      )
+    }
+
+    // Check tier access
+    const canAccess = ['gold', 'black', 'VIP'].includes(customer.tier)
+    if (!canAccess) {
+      return NextResponse.json(
+        { success: false, error: 'Photo gallery not available for this tier' },
+        { status: 403 }
+      )
+    }
+
+    // Get photos
+    const { data: photos, error: photosError } = await supabaseAdmin
+      .from('customer_photos')
+      .select(`
+        *,
+        creator:auth.users(id, email)
+      `)
+      .eq('customer_id', clientId)
+      .eq('is_active', true)
+      .order('taken_at', { ascending: false })
+
+    if (photosError) {
+      console.error('Error fetching photos:', photosError)
+      return NextResponse.json(
+        { success: false, error: 'Failed to fetch photos' },
+        { status: 500 }
+      )
+    }
+
+    return NextResponse.json({
+      success: true,
+      data: photos || []
+    })
+  } catch (error) {
+    console.error('Error in GET /api/aperture/clients/[id]/photos:', error)
+    return NextResponse.json(
+      { success: false, error: 'Internal server error' },
+      { status: 500 }
+    )
+  }
+}
+
+/**
+ * @description Upload photo to client gallery (VIP/Black/Gold only)
+ * @param {NextRequest} request - Body with photo data
+ * @returns {NextResponse} Uploaded photo metadata
+ */
+export async function POST(
+  request: NextRequest,
+  { params }: { params: { clientId: string } }
+) {
+  try {
+    const { clientId } = params
+    const { storage_path, description } = await request.json()
+
+    if (!storage_path) {
+      return NextResponse.json(
+        { success: false, error: 'Storage path is required' },
+        { status: 400 }
+      )
+    }
+
+    // Check if customer tier allows photo gallery
+    const { data: customer, error: customerError } = await supabaseAdmin
+      .from('customers')
+      .select('tier')
+      .eq('id', clientId)
+      .single()
+
+    if (customerError || !customer) {
+      return NextResponse.json(
+        { success: false, error: 'Client not found' },
+        { status: 404 }
+      )
+    }
+
+    const canAccess = ['gold', 'black', 'VIP'].includes(customer.tier)
+    if (!canAccess) {
+      return NextResponse.json(
+        { success: false, error: 'Photo gallery not available for this tier' },
+        { status: 403 }
+      )
+    }
+
+    // Create photo record
+    const { data: photo, error: photoError } = await supabaseAdmin
+      .from('customer_photos')
+      .insert({
+        customer_id: clientId,
+        storage_path,
+        description,
+        created_by: (await supabaseAdmin.auth.getUser()).data.user?.id
+      })
+      .select()
+      .single()
+
+    if (photoError) {
+      console.error('Error uploading photo:', photoError)
+      return NextResponse.json(
+        { success: false, error: photoError.message },
+        { status: 400 }
+      )
+    }
+
+    // Log to audit
+    await supabaseAdmin.from('audit_logs').insert({
+      entity_type: 'customer_photo',
+      entity_id: photo.id,
+      action: 'upload',
+      new_values: { customer_id: clientId, storage_path }
+    })
+
+    return NextResponse.json({
+      success: true,
+      data: photo
+    })
+  } catch (error) {
+    console.error('Error in POST /api/aperture/clients/[id]/photos:', error)
+    return NextResponse.json(
+      { success: false, error: 'Internal server error' },
+      { status: 500 }
+    )
+  }
+}